HDFC Credit Card Apply Online
Applying for an HDFC credit card has never been easier! In this comprehensive guide, we'll walk you through the entire process - from checking your eligibility to getting instant approval online. HDFC Bank offers some of India's most rewarding credit cards with amazing benefits like cashback, reward points, airport lounge access, and more.
Quick Fact: HDFC Bank is India's largest credit card issuer with over 18 million customers as of 2025. Their cards are known for premium benefits and excellent customer service.
HDFC Credit Card Eligibility Criteria (2025)
1. Age Requirements
- Primary cardholder: 21 to 60 years
- Add-on cardholder: 18 years and above
2. Income Requirements
- Salaried individuals: Minimum ₹25,000 monthly income (₹3 lakh annual)
- Self-employed professionals: Minimum ₹40,000 monthly income (₹4.8 lakh annual)
- Premium cards (like Infinia, Diners Black): ₹18 lakh+ annual income
3. Credit Score
- Minimum CIBIL score of 750 preferred
- No recent defaults or late payments
How to Apply for HDFC Credit Card Online (Step-by-Step)
- Visit the official application page (link below)
- Select your preferred card from the options available
- Fill the application form with personal, employment and income details
- Upload required documents (listed above)
- Complete video KYC (new RBI requirement)
- Get instant approval (for eligible applicants)
- Receive your card within 5-7 working days
Popular HDFC Credit Cards Comparison
| Card Name | Annual Fee | Best For | Key Benefits |
|---|---|---|---|
| HDFC Millennia | ₹1,000 (waived if spends ₹1L/year) | Cashback | 5% cashback on Amazon/Flipkart, 1% unlimited cashback |
| HDFC Diners Black | ₹10,000 | Travel | Unlimited airport lounge access, 10X reward points |
| HDFC MoneyBack+ | ₹500 | Beginners | 2X rewards on online spends, low annual fee |
| HDFC Infinia | ₹12,500 | Premium | Golf benefits, concierge service, 5X rewards |
Benefits of HDFC Credit Cards: More Benefits, More Savings
For travel, dining, shopping, fuel, groceries, and everyday spending - there's an HDFC Bank Credit Card perfectly suited for all your needs. Enjoy exceptional value with:
- ✅ Extraordinary Rewards: Earn accelerated reward points on every spend (up to 10X points on premium cards)
- ✅ Amazing Travel Benefits:
- Free airport lounge access (domestic & international)
- Complimentary airline/hotel membership
- Travel insurance coverage up to ₹1 crore
- ✅ Fuel Surcharge Waiver: Get 1% waiver at all fuel stations across India (up to ₹400 monthly)
- ✅ Free Insurance Coverage:
- Air accident cover (up to ₹1 crore)
- Lost card liability protection
- Purchase protection insurance
Why Apply Through Us?
- ✔ 100% online application process
- ✔ Minimal documentation required
- ✔ Dedicated application support
- ✔ Higher approval chances
Need Assistance?
Our credit card experts are available to help:
Primary Contact: 7417274072 (Quick Response)
Alternate Number: +91 8178121571
Aryan Mishra | Business Consultant
HDFC Credit Card FAQs
Can I get HDFC credit card without income proof?
While income proof is generally required, existing HDFC customers with good banking history may get pre-approved offers without submitting income documents.
How long does approval take?
Instant approval is possible for eligible applicants. Otherwise, it takes 2-5 working days for verification and approval.
Is there any processing fee?
No, HDFC doesn't charge any processing fee for credit card applications.
Conclusion
Applying for an HDFC credit card online is a quick and convenient process if you meet the eligibility criteria. With various cards catering to different needs - from cashback to travel rewards - there's an HDFC card perfect for everyone. Remember to compare features, check your eligibility, and have all documents ready before applying to ensure smooth processing.
Ready to enjoy the benefits of an HDFC credit card? Click the apply button above to start your application today!